Commercial
Insurance

We know how important it is to keep your business running.

Commercial insurance doesn't just give you peace of mind, it helps your business to recover as quickly as possible following an unexpected loss. Having the right commercial cover in place minimises lost revenue and reduces the impact on your staff, customers, and stakeholders.

broker talking to client in workshop
commercial insurance broker talking with clients

No two businesses are the same, and we don't believe that 'off-the-rack' insurance products are the best fit for our clients. We take the time to understand how you operate and design a cost-effective broad cover package that protects against the specific risks and challenges your business may face.

Talk to a commercial broker
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Broad-cover business insurance

Our commercial insurance specialists can cover everything from physical asset protection, legal liability and business interruption, to commercial property and cyber crime.

We'll work with you to create a tailored solution that protects every aspect of your operation.

Commercial property insurance

When it comes to commercial property insurance we've created a simple process to help guide you through insuring buildings, income and liabilities that arise from owning commercial property and we will tailor the cover to suit your specific risks.

Professional services

When your product is the advice, design or guidance you offer then it’s essential to protect yourself, your organisation and your professional standing from the costs of defending yourself and/or awards against you from errors and/or omissions you make as a professional. Talk to our insurance brokers about professional insurance options.

Cyber insurance

Cyber insurance protects you during cyber-attacks. Whether from a data breach, malware, ransomware, virus or something more serious; we’re able to source cyber insurance cover that protects you from third party claims, business interruption and the remediation costs your business faces.

Commercial cover

Material damage

From boutique cafés to large warehouses and manufacturing plants, your insurance broker can protect any physical asset involved in generating your profit.

This includes assets like buildings, plant, machinery at the insured location and, where necessary, anywhere in New Zealand including whilst in transit.

Business interruption

A well-tailored business interruption insurance policy mitigates lost revenue from a loss that caused you to temporarily cease trading (such as equipment failure, fire, or natural disaster).

Your insurance broker will work with you to calculate everything from what should be insured to the sums insured, and will include recommendations on the indemnity period.

Legal Liability

Your insurance broker will advise you on a range of liability polices to protect you from costs resulting from legal action being taken against your business.

This can include general liability (sometimes called public liability), statutory liability, directors & officers liability, andemployment dispute insurance.

Professional indemnity

When your advice, design, opinion or ideas are your product, you have a responsibility to insure against errors and/or omissions that may lead to a financial loss to you, your business or your clients.

No matter how professional and competent you are, anyone can make mistakes and that is why it is important to protect yourself with a professional indemnity policy that is tailored to the specific risks of your business.

Commercial Property

When it comes to commercial property insurance we've created a simple process to help guide you through insuring buildings, income and liabilities that arise from owning commercial property, including potential lost rental income.

Business Vehicle

Protect everything from your sole work vehicle to your entire fleet. This includes, but isn’t limited to cars, trucks, vans, fork hoists and scissor lifts.

Working with Elite Superfinish

February 25, 2025
COMMERCIAL INSURANCE

Elite Superfinish is one of Christchurch’s most respected collision repair specialists, with hundreds of vehicles coming through their workshop each year.

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